Category: English

The ability to manage your personal finance is key for successful long term financial health and stability. Regardless of how much you earn, being able to make your income work for you is essential. Not everyone requires a large salary and an expensive home and car to be happy, but they do need to be comfortable in terms of being able to eat and sleep in a healthy environment, and provide adequate clothing and shelter for their families as well. This can only be achieved through sensible personal financial management, that is, only spending what you can afford, not borrowing money over and above what you can realistically afford to pay back, and ensuring you and your family will be comfortable and able to maintain the standard of living when you retire.

Banks are often very willing to give credit to customers, which is where you need to be careful – they are not so easy going when it comes to paying the money back. Overdraft interest can be very expensive, and you end up paying back much more than you originally borrowed. On top of that, they charge high prices for going over the agreed amount, whether by accident or not, so customers need to be extra vigilant when approaching their limit. On the other hand, when the need is only short term, an overdraft is a very viable option. If you know in advance one month you will be caught short, then having an overdraft facility can be a big help. Similarly, simply setting up and overdraft but not using it until/unless there is an emergency will give you piece of mind that you will not struggle to suddenly raise any money unexpectedly.

Credit cards can be very useful, especially when using them as opposed to debit cards purely to take advantage of any spending bonus points/offers gained by regular use – which will only happen if the balance is paid off fully at the end of every month. Having a credit card for emergencies is again a sensible idea, especially for larger, unexpected bills such as car repairs. Many credit cards offer a 0% interest on the balance for a set period, often 6 months, and this can be manipulated so that you change company every six months to avoid paying any interest. Of course, this just keeps the interest rate down; it does nothing to shave the amount of what you owe. It is a common mistake to see credit as an extension of your wages – nothing could be further from the truth, it is not your money. You will have to pay it back at some point, and the sooner the better. Therefore, the best advice is again to only borrow what you can afford to pay back.

Finally, to secure your future when you eventually settle down and retire, it is an extremely advisable idea to set up some form of pension scheme, whether that is with your bank, or your employers. Pension schemes can move from company to company in the event of job changing, and your employers simply take a percentage of your wage each month and put it aside, to be given to you in a lump sum as and when you are retired, so you can maintain a good living standard when you are no longer working.

Fitness is the essence of a man. Fitness is the ability of a person to do his normal everyday tasks with full alertness and vigor without worrying about fatigue afterward and with extra energy in reserve which can be useful when emergencies arise or during leisure and recreation. Overall fitness must be the primary goal every man must try to achieve. In fitness, no one is ever too young or too old for improvement.

One’s fitness can be improved by ngaging in aerobic exercises and through strength training. There are three components of overall fitness that every man must focus on working out in order to be in healthy, tip-top shape. These are cardiovascular work, strength training and of course, these should be coupled with a healthy diet.

Staying strong by building muscles. Man’s fitness regimen should include a work out routine which aims to build the muscles. Aging causes a decrease in muscle mass of five to seven pounds (2-3.2 kgs) of muscle for every ten years in one’s adult life given that he lives an inactive lifestyle. Truly, the saying “use it or lose it” is very applicable to the muscles. Fortunately, there is a good solution to this. Loss of muscle mass can be replaced by engaiging in strength training.

Improvement of Man’s fitness by cardiovascular work out. Flexibility exercises, strength training and cardiovascular work out surely help boost a man’s fitness and all these should be part of a man’s work out scheme. But of all these, cardiovascular work is the most necessary. Exercises under cardiovascular work conditions and develops the cardiovascular system and also works out large muscle groups.

So if a man does not have much time for working out, devoting whatever free time he might have to aerobic exercises would do him fine. He might have to pass out on developing those biceps but so long as cardiovascular work out exercises are done, then the blood pressure, heart and cholesterol levels will be fine to keep you staying happy and healthy.

The essence of nutrition to man’s fitness. It is best as well as well recommended to eat whole and natural foods frequently than do it on large amounts in one to three sittings. Always keep variety in mind when doing the shopping. This will ensure that one is getting most if not all of the nutrients and minerals needed by the body to keep fit and healthy. Always keep the three important macronutreints in the diet; these are fats, carbohydrates and proteins. Prioritize proteins though over carbohydrates but never exclude any one of the three on some fad diet.

Some tips in keeping a man’s fitness level high, efficient and safe:

1.) Drink plenty of water all through out the day, especially when working out.

2.) Do exercises properly using the correct techniques, whether it’s weight lifting or aerobic exercises. Always read and understand, and follow of course, the instructions outlined by the personal trainer.

3.) Make sure the is always a spotter when lifting weights.

4.) Challenge the muscles, but make sure that it’s kept safe.

5.) Stretch, warm-up prior to working out and cool-down gradually after sessions.

6.) Check the equipment for safety before using them.

7.) It is better to do less than overdo the whole thing. Overtraining will exhaust enthusiasm and kill performance.

Preoccupation with the male genitalia and virility is not a new social behavior. Ancient civilizations had already placed a high value on the phallus not only for sexual reasons but also for the preservation of peace and order. The phallus was a very important symbol in the Roman Empire, specifically in the city of Pompeii. Pompeii is famous for being the Roman city that was literally buried in lava, mud, and rocks when Mount Vesuvius erupted in 79 B.C. Accidentally discovered in 1748, the city was found beneath meters of ash and pumice. People who resided in that city were found stone-like and lying in different poses that showed their panic and despair that fateful day when the volcano took away their lives and property. But another interesting find in the ruins was a fresco inside the Villa dei Vetii. The fresco showed Priapus weighing his penis against a sack of money. In Greek mythology, Priapus was a fertility god who was also considered the protector of livestock, plant life, and yes, even the male genitals. Called Mutinus Mutunus in Roman mythology, the said minor god was the son of Aphrodite and Adonis. The fresco boasted how Priapus’ privates outweighed the bag full of coins. In fact, sculptures and images of Priapus were placed by farmers in the field supposedly to ensure the abundance of the harvest. For the Romans, his status also served as a scarecrow. The erect penis was not only propped to scare off the birds but burglars as well. These statues usually had inscriptions that contained the threat of sodomy on anyone caught stealing in the field or house where the said stone figures were set-up. During those times, rape was a common punishment for criminal offenders.

Archeologists and sociologists believe that for many men during those ancient days, a properly functioning penis was crucial to having self-esteem. Proficiency and endurance in sexual activity were considered “manly” attributes, and are still viewed as such by most 21st century men. But what is really interesting in the archeological ruins of Pompeii is how the penis as a symbol was highly regarded, even revered, by the Roman people.

Today, we can hardly see pictures or statues of men that show the disproportionately sized penis. In ancient Rome, it was important enough to commission an artist to paint such a scene inside one’s villa. Still, the preoccupation with the male genitals and sexual performance is still a “silent concern” for most men. Lack of sexual ability, or more accurately, the inability to achieve an erection is a major male concern. It is estimated that at least 30 million American men have been diagnosed with erectile dysfunction. As a sexual health problem, male impotence is defined as the total inability to achieve an erection; an inconsistent ability to achieve an erection; or a tendency to sustain an erection for only brief moments.

Sexual health is more than just an issue of prevention and control of sexually transmitted disease. More appropriately, it is concerned with the physical, emotional and even relational conditions of people. Specifically, male sexual health is focused on a man’s ability to have an erection, which is crucial to performing the sexual act. Intimacy in marriage or in deeper, physical relations between a man and a woman is normally attached to the issue of having the “capacity to perform.” While professional definitions of sexual health goes beyond anatomical and coital discussions, most ordinary men and women attribute the term to acts “in the bedroom.” Surely, men will do well to elevate the discussion of
male sexual health above sexual trivia, positions, and performance. Aside from the obvious need to be informed about the dangers of sexually transmitted disease, men should also be educated about the women’s sexuality and women’s needs. Unlike men, the sexual functions of women are influenced by a number of factors, and not the normal rise in libido.

To access reliable and professional advice regarding sexuality and sexual health, both men and women should consider an appointment with a professional counselor or doctor at the nearest sexual health clinic. It is a known fact, especially in poor countries, that what goes around as knowledge about sexual health is nothing short of a myth. Often, young boys and girls rely on the peer group to get information about sexual health, or about sex itself.

But for men, whether they live in a poor country or in a developed nation, sexual problems must still be addressed by going to a sexual health clinic. Erectile dysfunction is not just a physical problem. It is also linked to emotional and psychological distress. While men who suffer from erectile dysfunction still have the ability to father a child, they do encounter challenges in sustaining their relationships and even their own self-esteem. By getting professional help, men with erectile dysfunction can benefit from science-based information and even medications such as Sildenafil (usually sold under the brand name Viagra), Vardenafil, and Finasteride.

Indeed, getting information on how to attain good sexual health need not be as difficult as excavating Pompeii. Male sexual health is not about achieving the legendary size of Priapus or have circus-like abilities for the most intimate human act. Sexual health is, above all, about maintaining physical health, safety in intimacy, and sustaining good relationships with those we love.

Vegetables, fruits, and grains are normally low in
fat and have no cholesterol. Most are great sources
of dietary fiber, complex carbs, and vitamins.
The American Heart Association recommends that you
eat foods that are high in complex carbs and fiber.

Below are some tips for making healthy food choices:

– Coconut is high in saturated fat, while olives
are high in monounsaturated fats and calories. You
should use these items sparingly to avoid getting
too many calories from fat.

– When vegetable grains are cooked, saturated fat
or cholesterol is often added. For example, egg
yolks may be added to bread or even pasta.

– Processed, canned, or preserved vegetables may
also contain added sodium. With some people, too
much sodium (salt) may lead to high blood pressure.
There are some food companies that are actually
canning vegetables with less salt. You can look
for these in the market area or choose fresh and
even frozen vegetables.

– Nuts and seeds tend to be high in calories and
fat, although a majority of the fat is polyunsaturated
or monounsaturated. There are some varieties,
macadamie nuts for example, that are also high in
saturated fat.

Foods that are high in soluble fiber are a great
choice as well. Examples include oat bran,
oatmeal, beans, peas, rice bran, barley, and
even apple pulp.

Whenever you are looking for healthy food choices,
always make sure you read the nutrition label
or information about the food. You can then
determine what the food contains and how healthy
it truly is for your body. By taking your time
and making your healthy food choices wisely,
you’ll have a lifetime to enjoy the foods that
will take care of you.

Making the Grade with Healthy Eating

College is one of the most difficult times of life to practice healthy eating. Because of your busy schedule, the amounts of stress, and pressure from friends to party, you may find that healthy eating is impossible. However, with a few tips you can make the impossible seem much more manageable. Healthy eating is possible in college as long as you are willing to work at it.

Make smart decisions when you are eating at your college’s cafeteria. Most students are provided with a variety of option every day, and although the dessert bar may be very tempting, try to limit the number of times you visit it every week. If your school has a buffet style cafeteria with many choices, try to choose one food from each of the food groups. Avoid anything that is processed, covered in cheese or dressing, and greasy.

Scheduling times to eat is also important. When you register for classes, look at the day with meals in mind. You should have enough time in the morning to get ready for the day and grab a quick meal, either in your dorm room or at the cafeteria. Around the middle of the day, make sure that you save time for lunch, and have a timeslot for dinner before 7 PM to avoid eating late at night. You should also plan times to stop for nutritious snacks, like fruit. If your professor does not mind, you can also take these snack foods with you to class. This is a good question to ask during the first day of classes.

The weekends can be very challenging for college students because of the pressure to go to parties, where the main food is usually pizza and the main beverage is usually beer. Order pizza and other foods can take an otherwise healthy diet and throw it down the tubes. If you plan to go out for the night and won’t be sure if there will be healthy food choices available, grab a light meal before you leave and avoid greasy calories. Having pizza and other such “college” foods, like wings or tacos, can be fine once in awhile, but if it becomes a weekly event, you’re looking at trouble

Of course, alcohol is also a great way to ruin a diet. Beer and mixed drinks have a lot of empty calories, and so skipping them altogether is a great idea. If you must drink, choose diet sodas for mixing your drinks, ask for red wine if it is available, or drink light beer. Again, these treat are fine once in awhile, because drinking alcohol every week will only make you pack on the pounds.

The pressures of daily life can be daunting, and with demanding careers and raising a family, working out is probably the last thing on your mind at the end of a busy day. However, physical fitness can benefit you in more ways than you think.

Being physically fit is not only about conquering marathons in record time and not only about looking your best on the beach — even though looking your best is always a bonus. Being physically fit can help you live a longer, more fulfilling life, it can benefit your body, your self-esteem and help you deal with the stresses of daily life.

Isn’t it ironic how you always manage to find the time to watch TV, time to catch up on your favorite program or the time to get together with friends? Yet when it comes to going to gym or getting physical, you can easily come up with at least 10 different reasons why you’re either too busy or just don’t have the time to break a sweat.

Making fitness part of your life should be a priority in everyone’s life — it should become a daily habit, the same as brushing your teeth or taking a shower. Setting aside one hour of your day isn’t much to ask when you take into account all the positive things you achieve just by being physically fit.

Apart from looking and feeling good, working out can benefit you in the following areas as well:

* Help to relieve stress, depression and anxiety
* Increase your ability to concentrate, think faster and become more sharp
* Help reduce blood pressure
* Lower the risk of developing colon cancer
* Keep your heart healthy and reduce the risk of heart disease
* Help with gaining muscle, which can build and maintain strong bones
* Increase flexibility, which can help prevent injury and help with muscular tension.

So next time you put off going to the gym, stop and think about all the benefits you’re missing out on. Just 30 minutes to an hour of physical fitness a day can be a major health investment. And remember you don’t have to be in a gym to be fit. You can enjoy fitness with your kids, your spouse, family or friends by coming up with fun, physical activities such as going for walks, swimming, mountain biking, hiking or playing golf to mention a few.

GET A PLAN

There are many great fitness plans out there that can help you get into shape and enjoy fitness, but there are also many scams that promise you the world and don’t deliver. If you have spare cash on hand, get in touch with a personal trainer at your gym and take up a few sessions or visit a biokinetisist who will help you with your goals. You can also browse the Internet for reputable sites for information.

KICK START YOUR FITNESS PLAN

If you’re a beginner into the world of fitness, ease into a routine by starting off slowly and gradually increase your endurance level. If you go all out on the first day, chances are you’ll burn out and overwork yourself to the extent that you’ll be put off fitness forever. If you’re a newbie, also remember that it takes time to get into a fitness routine and the only way to reach your ideal level is be consistent and stick with the program.

MAKE TIME

The best way to ensure that you avoid the excuses-zone is to make a habit of getting your workouts done first thing in the morning. Set your alarm to wake up an hour earlier, get to the gym and from there, you can shower and head for work. By doing your workout in the morning you are more likely to put it off later due to tiredness (or laziness), plus research has shown that you burn more fat if you do your cardio sessions first thing in the morning on an empty stomach.

Congratulations! You’re pregnant! Now, let’s get down to business. According to the National Women’s Health Resource Center (NWHRC), everything you do in the next nine months, from what you eat to what you drink to how physically active you are and what you weigh, has the potential to affect your child’s current and future growth.

In fact, a new report by NWHRC explores the growing body of research that finds conditions in utero (i.e., while you’re pregnant) have the potential to affect your child’s health even decades down the road.

For instance, one study found that women who drink during pregnancy could increase their child’s risk of alcohol addiction later in life, even with just one drinking binge. Other studies suggest significant correlations between a mother’s nutrition during pregnancy and her child’s risk for being overweight and developing diabetes and heart disease later in life.

The message? Eat right today and prevent future health problems for your child.

There are two components to “eating right” when you’re pregnant. One is the type of food you’re eating, and the other is how much weight you gain.

For many women, pregnancy is the first time in their lives when gaining weight is a good thing-but don’t go overboard. You do not need to consume any more calories than your normal daily intake during your first trimester. After the first 12 weeks, you may consume up to 300 extra calories per day.

If you are of normal weight when you get pregnant, you should gain between 25 and 35 pounds. Limit weight gain to no more than five to 10 pounds in the first 20 weeks, and about a pound per week for the remainder of your pregnancy.

Doctors strongly suggest, however, that if you are overweight, to try and lose some weight before you get pregnant. Women who are overweight have a higher risk of emergency cesarean, gestational diabetes, high blood pressure and miscarriage. There is also a greater risk of delivery complications.

Your health care professional will help you determine where you fall on the weight scale during your first prenatal visit.

As always, talk to your health care professional about any special dietary concerns (if you’re vegetarian or vegan, for example).